Your privacy matters to us. This policy explains what information we collect, how we use it, and the choices you have.
Last updated: March 1, 2026
This Privacy Policy applies to Lease 4 Credit and describes how we collect, use, share, and protect your personal information when you use our website and services. By using Lease 4 Credit, you agree to the practices described in this policy. If you do not agree, please do not use our services.
When you create an account, we collect your name, email address, phone number, date of birth, and Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) for identity verification and credit bureau reporting purposes.
To report your accounts to credit bureaus, we collect details about your lease or rental agreements, including landlord or lessor contact information, payment amounts, and payment history.
We collect payment card or bank account information to process your subscription fees. Payment data is processed through PCI-compliant third-party payment processors and is not stored on our servers.
We automatically collect information about how you interact with our platform, including IP address, browser type, device information, pages visited, and time spent on the site.
Your personal and account information is used to report your lease and rental payment history to Equifax, TransUnion, and Experian as part of the service you have subscribed to.
We use your information to create and manage your account, process payments, provide customer support, and communicate important service updates.
Aggregated and anonymized usage data helps us improve our platform, develop new features, and enhance the member experience.
We may use your information to comply with applicable laws and regulations, including the Fair Credit Reporting Act (FCRA), and to respond to lawful requests from government authorities.
All data transmitted between your browser and our servers is encrypted using industry-standard TLS (Transport Layer Security). Sensitive data, including SSNs, is encrypted at rest using AES-256 encryption.
Access to your personal information is restricted to authorized personnel who need it to perform their job functions. All employees with access to sensitive data undergo background checks and regular security training.
We conduct regular security audits and vulnerability assessments to identify and address potential risks to your data.
We share your payment history and account information with Equifax, TransUnion, and Experian as the core function of our service. This sharing is governed by the Fair Credit Reporting Act (FCRA).
We work with trusted third-party service providers for payment processing, identity verification, and platform infrastructure. These providers are contractually obligated to protect your information and may only use it to provide services on our behalf.
We may disclose your information if required by law, court order, or government regulation, or if we believe disclosure is necessary to protect the rights, property, or safety of Lease 4 Credit, our members, or others.
Lease 4 Credit does not sell, rent, or trade your personal information to third parties for their marketing purposes.
You have the right to access the personal information we hold about you and to request corrections if any information is inaccurate or incomplete.
You may request deletion of your account and personal information. Please note that we may be required to retain certain information for legal or regulatory compliance purposes, including records required under the FCRA.
You may opt out of receiving promotional communications from us at any time by clicking the unsubscribe link in any marketing email or by contacting us directly.
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete your information, and the right to opt out of the sale of your information (we do not sell personal information).
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact our Privacy Team at privacy@lease4credit.com or by mail at: Lease 4 Credit, Privacy Department, [Address], United States.
To submit a formal data access, correction, or deletion request, please email privacy@lease4credit.com with the subject line "Data Request" and include your full name and the email address associated with your account.
We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page and notify you by email if the changes are material. Your continued use of our services after any changes constitutes your acceptance of the updated policy.