No confusing tiers. No hidden fees. One onboarding fee to get started, then a low monthly subscription per account you want reported.
Paid once when you sign up
What's included:
Per account reported, billed monthly
Every month you get:
Example: Report 2 accounts
$69 onboarding (once) + $17.90/month (2 × $8.95) — report your vehicle lease AND your apartment rent to all 3 bureaus simultaneously.
Each of these account types is $8.95/month. Mix and match to maximize your credit-building.
Cars, trucks, SUVs, motorcycles
Apartments, houses, condos
Furniture, appliances, electronics
Portable sheds, storage units
Monthly cell phone service
Transparent pricing — no surprises.
The one-time $69 onboarding fee covers your account setup, identity verification, enrollment with all three credit bureaus, and access to your member dashboard. You only pay it once.
Yes! Each account you want reported is $8.95/month. So if you want to report your vehicle lease AND your apartment rent, that's $17.90/month total. The more accounts you report, the more credit history you build.
Most members start seeing credit score improvements within 3–6 months of consistent on-time payments. Results vary based on your starting credit profile.
No. Lease 4 Credit works independently — your landlord or lessor does not need to sign up or take any action. We handle the reporting on your behalf.
Absolutely. There are no long-term contracts or cancellation fees. You can cancel your subscription at any time from your member dashboard.
We report to all three major credit bureaus: Equifax, TransUnion, and Experian. This gives you the broadest possible credit impact.
For less than a streaming subscription, you can be reporting your payments to all three credit bureaus every single month.
Cancel anytime. No long-term contracts. Results may vary.